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Mobile Payments and End Users' Sensitivity to Information Disclosure

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2017 ASEE Annual Conference & Exposition


Columbus, Ohio

Publication Date

June 24, 2017

Start Date

June 24, 2017

End Date

June 28, 2017

Conference Session


Tagged Division

Computing & Information Technology

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Paper Authors


Abdulwaheed Johnson Pace University

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Abdulwaheed Johnson is a cybersecurity enthusiast who is currently in the second year of his Masters' Degree program in Telecommunication Systems and Networks at Pace University, New York. His first degree was in Electrical Engineering, and is looking to specialize in cloud security after the completion of his Masters Degree program.

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Anthony Joseph Pace University

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Dr. Anthony Joseph has a Ph.D. in electrical engineering with specialization in digital signal processing. He conducts research in digital signal processing, neural networks, and teaching and learning in higher education. Some recent applications include compression, modeling, and prediction in economics and finance, as well as speech recognition, globalization, entrepreneurship and innovation, and computing and engineering education with emphasis teams, teamwork, collaborative and team-based learning, and cooperative education.

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The adoption of electronic and mobile payments has significantly improved in recent years. A number of payment channels that provide convenience are now ubiquitously available for conducting electronic transactions. These payment methods range from credit cards to the Near Field Communication (NFC) tap and pay methods. A recurring premise in these electronic payment methods is guaranteeing the security and privacy of the end-user’s personally identifiable information, especially with respect to financially sensitive information. However, recent high profile information breaches seem to suggest otherwise. While information security administrators have scrambled to secure financial institutions, payment gateways, and enterprise networks, an often overlooked domain is end user security. This paper aims to examine mobile payment security as well as the end user’s sensitivity to disclosing personally identifiable information in relation to preferred payment methods. The methodology employed includes statistical analysis of a survey of 138 valid responses from mostly university students as well as some computing professional for the purpose of assessing their information disclosure sensitivity. The results of these assessments showed that business students and professionals were significantly more sensitive to information disclosure than the other assessed subpopulations.

Johnson, A., & Joseph, A. (2017, June), Mobile Payments and End Users' Sensitivity to Information Disclosure Paper presented at 2017 ASEE Annual Conference & Exposition, Columbus, Ohio. 10.18260/1-2--28677

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